Health Insurance Plans we Offer
Health insurance plans protect your savings by covering medical costs such as hospital stays, surgeries, and daycare treatments.
Type of Health Insurance Plan
Individual
Family Floater
Senior Citizen
Special Plans
Click on a Product List to view more
Super Star
Built to adapt, Super Star offers endless customisations for every stage of life. Protecting your health has never been this easy.
Key Features
• In-Patient Hospitalisation • Day Care Treatment • Pre-Hospitalisation Expenses • Post-Hospitalisation Expenses • Modern Treatments • AYUSH Treatment • Road Ambulance • Air Ambulance • Organ Donor Expenses • Home Care Treatment • Domiciliary Hospitalisation • E-Domestic Second Medical Opinion • Premium Waiver • Cumulative Bonus • Automatic Restoration of Sum Insured • Unlimited Tele-Consultation and AI-Driven Face Scan • Dental Check-Up & Cleaning • Value-Added Services • Freeze Your Age • STAR Wellness Program
Eligibility & Entry Age
Individual: 18 years to any age
Family Floater: 18 years to any age
Family Definition: Self + Spouse/Live-in Partner + Dependent Children
Maximum Family Size: 2 Adults + 4 Children (Dependent Children: 91 days to 25 years)
Sum Insured Options
• ₹5,00,000 • ₹7,50,000 • ₹10,00,000 • ₹15,00,000 • ₹20,00,000 • ₹25,00,000 • ₹50,00,000 • ₹1,00,00,000 • Unlimited Sum Insured
Waiting Period
• Initial Waiting Period: 30 Days • Specified Conditions, Surgeries/Treatments: 24 Months • Pre-existing Diseases (PED): 36 Months
Need More Information?
Health Assure
The Star Health Assure Insurance Policy is a comprehensive health insurance plan designed to provide extensive health coverage for individuals and families. This insurance plan offers a wide range of benefits. With the health insurance plan, you can ensure financial protection against unexpected medical costs. Choose this plan to secure your health and financial well-being with confidence, knowing you have a reliable partner in managing your healthcare needs. This policy is ideal for those seeking robust health coverage and peace of mind.
Key Features
• In-Patient Hospitalisation • Pre-Hospitalisation • Post-Hospitalisation • Room Rent • Shared Accommodation • Coverage for Non-medical Items • Road Ambulance • Air Ambulance • Domiciliary Hospitalisation • Day Care Procedures • Modern Treatment • Organ Donor Expenses • Rehabilitation & Pain Management • AYUSH Treatment • Compassionate Travel • Repatriation of Mortal Remains • In Utero Fetal Surgery / Intervention • Treatment in Valuable Service Providers Network • Cumulative Bonus • Deductible – Optional Cover • Co-Payment • Preventive Health Check-up • E-Domestic Second Medical Opinion
Eligibility & Entry Age
Individual: 91 days and 75 years
Family Floater: 18 and 75 years
Family Definition: Self + Spouse/Live-in Partner + Dependent Children
Maximum Family Size: 2 Adults + 3 Children + 2 Parents + 2 Parents-in-laws (Dependent Children: 16 days to 25 years)
Sum Insured Options
• ₹5,00,000 • ₹7,50,000 • ₹10,00,000 • ₹15,00,000 • ₹20,00,000 • ₹25,00,000 • ₹50,00,000 • ₹75,00,000 •₹1,00,00,000 • ₹2,00,00,000
Waiting Period
• Initial Waiting Period: 30 Days • Specified Conditions, Surgeries/Treatments: 24 Months • Pre-existing Diseases (PED) – (For 3 Years Term) : 30 Months • For (1 & 2 Yrs Term) (PED) : 36 Months
Need More Information?
Star Comprehensive
The Star Comprehensive Insurance Policy is a robust health insurance plan offering extensive health insurance coverage to meet all your healthcare needs ensuring you are well-protected against unexpected medical costs. With this policy, you benefit from a wide range of features. This comprehensive medical insurance policy also provides coverage for alternative treatments like Ayurveda, Unani, Siddha, and Homoeopathy (AYUSH). Ideal for individuals and families seeking all-encompassing health protection, this policy ensures peace of mind and financial security during medical emergencies. Choose this plan for a truly extensive health insurance experience.
Key Features
• In-Patient Hospitalisation • Pre-Hospitalisation • Post-Hospitalisation • Room Rent • Road Ambulance • Air Ambulance • Mid-Term Inclusion • Day Care Procedures • Modern Treatment • Hospital Cash • Domiciliary Hospitalisation • Delivery Expenses • New Born Cover • Vaccination Expenses • Automatic Restoration of Sum Insured • Co-payment • Bariatric Surgery • AYUSH Treatment • Outpatient Consultation • Outpatient Consultation – Dental & Ophthalmic • Organ Donor Expenses • Preventive Health Check-up • E-Domestic Second Medical Opinion • Star Wellness Program • Instalment Options • Home Care Treatment • Unlimited Tele-Consultation • AI-Driven Face Scan
Eligibility & Entry Age
Individual: 18 yrs to 65 years
Family Floater: 18 yrs to 65 years
Family Definition: Self + Spouse/Live-in Partner + Dependent Children
Maximum Family Size: 2 Adults + 3 Children (Dependent Children: 91 days to 25 years)
Sum Insured Options
• ₹5,00,000 • ₹7,50,000 • ₹10,00,000 • ₹15,00,000 • ₹20,00,000 • ₹25,00,000 • ₹50,00,000 • ₹75,00,000 •₹1,00,00,000
Waiting Period
• Initial Waiting Period: 30 days
• Specified Disease/ Procedure Waiting Period: 24 months
• Pre-Existing Disease Waiting Period: 36 months
• Delivery Expenses and New Born: 24 months
• Bariatric Surgery: 36 months
Need More Information?
Women Care
The Star Women Care Insurance Policy is a specialised women’s health insurance plan designed to address the unique healthcare needs of women. This health insurance for women offers comprehensive coverage, including maternity benefits, newborn care, and coverage for critical illnesses specific to women. The women’s health insurance also includes wellness benefits such as regular health check-ups and preventive care. With this Policy, you can ensure financial security and peace of mind during medical emergencies. This women’s health insurance policy is tailored to provide extensive support for women’s health at every stage of life. Choose the Star Women Care to experience women’s health insurance and safeguard your well-being with confidence.
Key Features
• In-Patient Hospitalisation • Pre-Hospitalisation • Post-Hospitalisation • Room Rent • Road Ambulance • Air Ambulance • Modern Treatment • AYUSH Treatment • Day Care Procedures • Star Mother Cover • Shared Accommodation • Rehabilitation & Pain Management • Organ Donor Expenses • In Utero Fetal Surgery / Repair • Voluntary Sterilisation Expenses • Miscarriage due to Accident • Coverage for Non-medical Items • Outpatient Consultations • Preventive Health Check Up • Automatic Restoration of Sum Insured • Cumulative Bonus • Star Wellness Program • Long-Term discount • Instalment Options • Surrogacy Cover • Oocyte Donor cover
Eligibility & Entry Age
Individual: Only females aged between 18 years to 75 years
Family Floater: Adult 18 years to 75 years (at least one female (adult) should be there in the family)
Family Definition: Self + Spouse/Live-in Partner + Dependent Children
Maximum Family Size: 2 Adults + 3 Children (Dependent Children: 91 days to 25 years)
Sum Insured Options
• ₹5,00,000 • ₹10,00,000 • ₹15,00,000 • ₹20,00,000 • ₹25,00,000 • ₹50,00,000 • ₹1,00,00,000
Waiting Period
• Initial Waiting Period: 30 days
• Specified Disease/ Procedure Waiting Period: 24 months
• Pre-Existing Disease Waiting Period: 24 months
• Delivery Expenses and New Born: 24 months
• Bariatric Surgery: 24 months
Need More Information?
Senior Citizen Red Carpet
Step into a world of dedicated healthcare with the Senior Citizens Red Carpet Health Insurance Policy by Star Health Insurance. Designed with senior citizens in mind, this policy offers a bridge to a healthier and worry-free future. Tailored for individuals aged 60 to 75, it provides comprehensive coverage with the reassurance of lifelong renewal. Choose from a spectrum of sum insured options, from ₹1 lakh to ₹25 lakhs, ensuring your healthcare needs are met with flexibility and dignity. Plus, enjoy exclusive discounts for online purchases and their renewals. One of the best senior citizen health insurance plans in India could safeguard your savings, allowing you to use them for other medical expenses you may incur. To understand senior citizen health insurance plans, let’s discuss health insurance for those 60+.
Key Features
• In-Patient Hospitalisation • Pre-Hospitalisation Expenses • Post-Hospitalisation Expenses • Room Rent Coverage • ICU Charges Coverage • Road Ambulance Cover • Day Care Procedures • Cataract Treatment Coverage • Co-payment Facility • Compassionate Travel Benefit • AYUSH Treatment Coverage • Repatriation of Mortal Remains • Second Medical Opinion • Instalment Payment Options • Home Care Treatment • Unlimited Tele-Consultation • Preventive Health Check-up • Lifelong Renewability • Coverage for Senior Citizens • Individual and Floater Sum Insured Options
Eligibility & Entry Age
Individual: 60 years to 75 years
Family Floater: 60 years to 75 years
Family Definition: Self + Spouse
Sum Insured Options
Individual Basis
• ₹1,00,000 • ₹2,00,000 • ₹3,00,000 • ₹4,00,000 • ₹5,00,000 • ₹7,50,000 • ₹10,00,000 • ₹15,00,000 • ₹20,00,000 • ₹25,00,000
Floater Basis : (Self+Spouse)
• ₹10,00,000 • ₹15,00,000 • ₹20,00,000 • ₹25,00,000
Waiting Period
• Initial Waiting Period: 30 days
• Specified Disease/ Procedure Waiting Period: 24 months
• Pre-Existing Disease Waiting Period: 12 months
Need More Information?
Cardiac Care
The Star Cardiac Care Insurance Policy is specifically designed for individuals with a history of cardiac ailments. This comprehensive policy offers coverage for both surgical and non-surgical treatments related to cardiac and non-cardiac conditions. It includes benefits such as inpatient hospitalisation, pre- and post-hospitalisation expenses, and modern treatments. The policy also covers outpatient expenses and provides worldwide personal accident coverage. With flexible sum insured options such as ₹3,00,000, ₹4,00,000, and the ability to pay premiums in instalments, this policy ensures financial security and peace of mind for those managing heart-related health issues. This policy has served as one of the best health insurance policies for heart patients, and let’s discuss more about this health insurance for heart patients. Choosing the best health insurance policy for heart patients in India is crucial for those managing cardiac conditions.
Key Features
SECTION I – Basic Hospitalisation Benefits
• In-patient Hospitalisation • Pre-Hospitalisation • Post-Hospitalisation • Room Rent • Road Ambulance • Day Care Procedures • Modern Treatment • Cataract Treatment • Co-Payment • AYUSH Treatment
SECTION II – Cardiac Ailments
• Cardiac Ailments – Surgical / Interventional Management • Cardiac Ailments – Medical Management • AYUSH Treatment
SECTION III – Out Patient Benefits
• Out Patient Expenses
SECTION IV – Personal Accident Benefit for Death
• Personal Accident Cover for Death
Eligibility & Entry Age
10 yrs to 65 yrs – who have undergone
1. Percutaneous Transluminal Coronary Angioplasty (PTCA) / Coronary Artery
Bypass Graft (CABG) within 7 years period prior to the commencement of the
first policy under this insurance or
2. Atrial Septal Defect (ASD) or Ventricular Septal Defect (VSD) that has been
corrected
3. Patent Ductus Arteriosus (PDA) that has been treated
4. RF Ablation or RF Ablation done to correct the underlying cardiac condition
5. Had an Angiogram done but no intervention was medically found necessar
Plans Avaiable
Gold Plan & Silver Plan
Sum Insured Options
• ₹3,00,000 • ₹4,00,000
Waiting Period
Section 1 –
• Initial Waiting Period: 30 days
• Specified Disease/ Procedure Waiting Period: 24 months
• Pre-Existing Disease Waiting Period: 36 months
Section 2 – A waiting period of 90 days from the first commencement of this policy will apply.
Need More Information?
Super Surplus (Top Up)
Star Super Surplus is a top-up health insurance plan that provides additional coverage beyond your existing health insurance. It offers financial protection when medical expenses exceed the deductible limit, helping you manage unexpected hospitalisation costs. With high coverage at an affordable premium, it acts as a financial safety net for you and your family.
Key Features
• Top-up Health Insurance • Additional Coverage Beyond Existing Health Insurance • High Sum Insured at Affordable Premiums • Financial Protection Against Large Medical Expenses • Coverage After Deductible Limit is Exceeded • Complements Existing Base Health Insurance • Protection for You and Your Family • Helps Cover Expenses Beyond Base Policy Limits • Flexible Deductible Selection • Coverage Activates After the Selected Deductible is Crossed • Useful When Base Policy Coverage is Exhausted • Comprehensive Medical Protection • Financial Safety Net for Unexpected Hospitalisation Expenses
Eligibility & Entry Age
Individual
18 years – 65 years
Family Floater
18 years – 65 years
Family Size : 2 Adult + 3 Children (Child age – 91 days to 25 years)
Plans Avaiable
Gold Plan & Silver Plan
Sum Insured Options
Silver Plan –
Individual : ₹7,00,000 • ₹10,00,000 – Deductible : ₹3,00,000
Floater – • ₹10,00,000 – Deductible : Rs. 3,00,000 & Rs. 5,00,000
Gold Plan –
Individual & Floater : • ₹5,00,000 • ₹10,00,000 • ₹15,00,000 • ₹20,00,000 • ₹25,00,000 • ₹50,00,000 • ₹75,00,000 • ₹1,00,00,000
Define Limit : • ₹3,00,000 • ₹5,00,000 • ₹10,00,000 • ₹15,00,000 • ₹20,00,000 • ₹25,00,000
Waiting Period
• Initial Waiting Period: 30 days
• Specified Disease/ Procedure Waiting Period: 24 months
• Pre-Existing Disease Waiting Period: 36 months
Need More Information?
Diabetes Safe
Managing diabetes means regular doctor visits, check-ups, and sometimes advanced treatments, which can add up to high healthcare costs. Diabetes health insurance helps protect you financially and gives you peace of mind. With this coverage, you can manage rising medical expenses and get timely, quality care. At Star Health, the Health Insurance for Diabetic Patients covers hospital stays, medications, diagnostic tests, and preventive care, all designed for people living with diabetes. This plan helps ease your financial worries and lets you focus on your health. Choosing diabetes insurance is a step toward a secure future, with reliable coverage and caring support for your journey.
Key Features
SECTION I – Basic Hospitalisation Benefits
• In-patient Hospitalisation • Pre-Hospitalisation • Post-Hospitalisation • Room Rent • ICU Charges • Emergency Ambulance • Day Care Procedures
Special Conditions – Section I
• Kidney Transplantation • Dialysis Expenses • Artificial Limbs
SECTION II – Regular Hospitalisation Expenses
• In-patient Hospitalisation • Pre-Hospitalisation • Post-Hospitalisation • Room Rent • ICU Charges • Emergency Ambulance • Day Care Procedures • AYUSH Treatment
Special Conditions – Section II
• Cataract Treatment
SECTION III – Outpatient Expenses
• Outpatient Expenses
SECTION IV – Modern Treatment
• Modern Treatment
SECTION V – Personal Accident
• Worldwide Personal Accident Cover
Eligibility & Entry Age
Individual
18 years – 65 years (Specially designed for persons diagnosed with Diabetes, both type 1 and type 2.)
Family Floater
18 years – 65 years
Family Size : 2 Adult
Plans Avaiable
Plan – A (With pre-acceptance medical examination.)
Plan – B (Without pre-acceptance medical examination.)
Sum Insured Options
Silver Plan –
Individual : ₹7,00,000 • ₹10,00,000 – Deductible : ₹3,00,000
Floater – • ₹10,00,000 – Deductible : Rs. 3,00,000 & Rs. 5,00,000
Gold Plan –
Individual & Floater : • ₹5,00,000 • ₹10,00,000 • ₹15,00,000 • ₹20,00,000 • ₹25,00,000 • ₹50,00,000 • ₹75,00,000 • ₹1,00,00,000
Define Limit : • ₹3,00,000 • ₹5,00,000 • ₹10,00,000 • ₹15,00,000 • ₹20,00,000 • ₹25,00,000
Waiting Period
• Initial Waiting Period: 30 days
• Specified Disease/ Procedure Waiting Period: 24 months
• Pre-Existing Disease Waiting Period: 36 months
• Diabetes Complications : 12 Months
Need More Information?
Star Critical Illness Multipay
Critical Illness Insurance provides a lump-sum financial benefit upon diagnosis of a covered critical illness such as cancer, heart attack, stroke, kidney failure, or major organ transplant. It helps protect your finances and manage the financial impact of serious medical conditions.
Key Features
• Policy Term: 1, 2 or 3 years • • Pre-Medical Examination: As applicable • • Sum Insured: ₹5 lakh to ₹25 lakh • • Wide Critical Illness Cover • • Cancer Cover • • Heart Disease Cover • • Brain & Nervous System Cover • • Major Organ & Other Conditions Cover • • Flexible Instalment Options: Quarterly, half-yearly, annual, biennial or triennial
Eligibility & Entry Age
Individual
18 years – 65 years
Type of Policy
Individual
Sum Insured Options
• ₹5,00,000 to ₹25,00,000 (in multiples of ₹1,00,000)
Waiting Period
• Initial Waiting Period: 90 days
• Survival Peroid after Diagnosis : 15 days
